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Using government backed debt help, you could legally erase between £ and £.

There is no charge for making a claim, simply complete the form to validate your entitlement.

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FREE DEBTLINE 0808 1158707 – 9am to 6pm on Weekdays & 9am to 5pm on Fridays

How to write off debt legally?

Do not let bailiffs or debt collectors intimidate you and trick you into unlawful contracts. By Law you should be paying only what you can genuinely afford without putting at risk your household stability.
Therefore, if your creditors are harassing you, they are effectively committing a criminal offence under the harassment act 1997.

The law is on your side but like many citizens you might not be fully aware of all your consumer rights. Personal debt relief is the partial or total forgiveness of debt. Every month, thousands of people are using Government Backed Schemes to get out of debt and regain control over their financial lives. You may qualify for personal debt relief if you are:

  • Unable to repay your debts
  • Struggling to cover essential living costs
  • Running up late payments and interest charges
  • Receiving threatening phone calls or letters from creditors
  • Single parent on low income

The reality is that if you could pay your bills, you would.
It doesn’t matter if your inability to make payments is due to a job loss, divorce, medical issue or even a natural disaster destroying your business. If you are currently experiencing similar financial difficulties, you will be glad to know that you can get debt help from dedicated debt management experts online or in a local office near you. Government Backed Schemes have been put in place to support citizens who have a real desire for a brand new start.

If you are visiting this site for the first time then you must acknowledge the seriousness of your financial situation and take action.

Check your status now and see if you qualify for personal debt relief.

  • Stop all calls from debt collectors
  • Stop all interest and charges
  • Pay only what you can afford
  • Protect you from further action by your creditors
  • Protect your assets and avoid bankruptcy
  • Use the law and be totally debt free

Personal debt relief Vs Debt Relief Order

You can erase your money problems with very popular personal debt relief options such as bespoke debt management plans, trust deeds and IVA’s.

Debt relief order is a simplified form of bankruptcy that should be considered only as a last resort. Get your free review now and see how government backed debt relief options can assist you with:

  • Business debt
  • Payday loan debt
  • Credit card debt
  • Bank overdraft debt
  • Gas, electricity, water and many more…

Write off a large portion of your debt legally and be debt free sooner.

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All debt solutions should be very carefully considered. PERSONAL DEBT RELIEF CO.UK never charge for the advice we give you, but if you enter an Individual Voluntary Arrangement (IVA) or Debt Management Plan with one of our partner companies, then fees will apply and these are made clear by our advisors or in the documentation you receive. Retained payment may place you further into arrears. PERSONAL DEBT RELIEF\'s partners all comply with the Financial Conduct Authority rules and principles of business and you have the right to a cooling off period of 14 days. It is likely that your ability to obtain credit will be affected for 6 years, even if the solution lasts for less. At PERSONAL DEBT RELIEF CO.UK we do not give advice. On completion of our form, we will introduce you to one of our authorised debt solutions partners. We use the contact details you have given us on the form to make this introduction. A debt advisor will contact you by telephone. During that telephone call, the debt advisor will discuss your options in more detail. During this call, and other subsequent communications, you will be dealing with a debt solutions partner and not PERSONAL DEBT RELIEF CO.UK. All solutions are subject to acceptance and eligibility. Further conditions will apply and calls are recorded for your protection. Initial advice is always free but, as commercial companies our partners do charge for on-going services. Debt Write off only applies on completion of the Insolvency Solution and details do appear on a public register. Full details will be discussed prior to entering into an agreement and alternative options may be offered, where considered to be in your best interest. Your ability to obtain credit will be affected for 6 years, even if the solution lasts for less and your assets and property could be at risk. To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up by the Government to help people manage their money. Company Data Registration License Number: ZA066928